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What is a SAFE Note?

Definition

SAFE Note

A SAFE (Simple Agreement for Future Equity) Note is a financial contract created by Y Combinator that allows startups to raise capital without establishing an immediate valuation.

Detailed Deep Dive

A SAFE (Simple Agreement for Future Equity) Note is a financial contract created by Y Combinator in 2013, allowing startups to raise early-stage capital without immediately establishing a valuation. Under a SAFE, an investor provides capital in exchange for the right to receive equity in a future priced round (typically Series A). SAFEs are popular due to their simplicity, low legal costs, and speed of execution. They typically feature a valuation cap and/or a discount rate to reward early risk-takers when the conversion to equity occurs.

Frequently Asked Questions

Q:What does a valuation cap do in a SAFE?

It sets the maximum valuation at which the investor's money will convert into equity, protecting them from excessive dilution in high-priced rounds.

Q:Does a SAFE note accrue interest?

No. Unlike convertible notes, SAFE notes do not accrue interest and do not have a maturity date.

Quick Facts

  • CategoryFunding
  • Key ApplicationSeed and pre-seed stage financing

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SAFE Note Media Coverage & Intelligence

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